A self-insurance fund is like a family.

No profit motive!

Surplus is returned to the members in the form of refunds or dividends, or it is invested to ensure the stability of the funds.

Board members are peers.

County officials and employees — not insurance executives — sit on the boards of trustees for both the liability fund and the workers’ compensation fund.

Coverage is designed for the specific needs of counties and related entities.

The funds work closely with members to determine specific needs and encourage member input.